Is FXIFY Worth It in 2026? Costs, Rules and Payouts Weighed, With Coupon Code BRIDGE

Quick answer: For most traders, yes, FXIFY is worth it if you pick the right programme. It scores 80/100 on Prop Firm Bridge and is PFB Verified, it has paid $1,620,748 in on-chain payouts tracked since 24 June 2026, and with coupon code BRIDGE its evaluations, Instant Funding Standard and crypto accounts are 26% off (35% off One Phase for new traders), from $28.86. It is less worth it if you need expert advisors, news trading or weekend holding on an instant account, because those are banned there, or if you want the cheapest loss room, because instant accounts cost up to eight times more per $100 of room than a two-phase account. BRIDGE was tested on 11 November 2026; today's prices are on the FXIFY coupon code page.

FXIFY coupon code "BRIDGE": is FXIFY worth it with 26% off, verified 2026

FXIFY discount code "BRIDGE": real costs, rules and payouts, tested at checkout on 11 November 2026

FXIFY promo code "BRIDGE": 35% off One Phase for new traders, checked daily

BRIDGE, the code I used at checkout, is independently verified: Akash Mane, founder of Prop Firm Bridge, tests it by hand at FXIFY's own checkout every day. On the test of 11 November 2026, a $59.00 FXIFY account came to $43.66.

Active and verified FXIFY coupon code

"Is it worth it?" is really three questions. Is the fee fair for what you get? Are the rules something you can pass and live with? And does the firm pay? This guide answers each one from the site's own records of FXIFY: its prices with BRIDGE to the cent, the rules of all ten programmes, the payouts we can see on the blockchain, and the firm's score on Prop Firm Bridge. Where our records do not hold a number, this guide says so instead of guessing.

The short version: FXIFY is a well-scored firm with an unusually wide range of programmes, a visible payout record and a strong discount. Whether it is worth it for you depends almost entirely on which of the ten programmes you buy, so the second half of this guide is about matching the firm to the trader.

Is FXIFY worth it? The verdict in numbers

FXIFY review score, payouts and price with code BRIDGE

Here are the facts that decide the answer, on one table.

A score of 80 sits in the top band of the Prop Firm Bridge method, where 67 to 100 is PFB Verified, 34 to 66 is Moderate and 0 to 33 is High Risk. The 4.2 star rating is the site's own rating; there are no trader reviews of FXIFY on Prop Firm Bridge yet, so that part of the picture is still empty.

What makes FXIFY worth it

• Range. Ten programmes, from a $2,500 instant account to a $400K evaluation, mean most styles have a fitting plan inside one firm.
• Visible payouts. $1,620,748 paid on-chain since 24 June 2026, with $283,874 in the last 30 days.
• Permissions on the main plans. One Phase, Classic, Standard and Three Phase allow expert advisors, news trading and weekend holding.
• A strong code. BRIDGE takes 26% off, and 35% off One Phase for new traders until 31 December 2026.
• Payout flexibility. Classic and Crypto Standard let you choose 100% of a monthly payout over 80% more often, and One Phase, Standard and Three Phase offer a 14-day payout add-on.

What makes FXIFY less worth it

• Instant accounts are expensive per dollar of room, and they ban expert advisors, copy trading, news trading and weekend holding.
• Tight trailing limits on some plans. Instant Lite and Lightning have 4% trailing max loss.
• Consistency rules on Classic (funded stage), Instant Lite, Lightning and both crypto plans.
• Pro's first two payouts are capped, and its split is 80%.
• Trading fees on raw accounts: $6 per lot, as listed in our record.
• One active instant account at a time, and an instant account expires after 60 days without activity.

My experience: at checkout I entered BRIDGE on a $59.00 FXIFY account and the total dropped to $43.66. I also read FXIFY's rules for each programme before writing the pros and cons above.

Who is behind FXIFY

FXIFY prop firm background: founders, country and platforms

FXIFY is a United Kingdom firm founded in 2023 by Peter Brown and David Bhidey. It is a young firm, and its record is still being written, which is why the on-chain payout data later in this guide matters: it shows money moving now, not claims about the past.

Traders can choose MT5, DXtrade or TradingView. Payment at checkout takes card, crypto, Apple Pay, Google Pay or PayPal, and funded payouts go out through Rise, by bank transfer or crypto. Lightning runs on MT5 RAW accounts.

The full firm profile, with every programme's rules, is on the FXIFY review, and the programme-by-programme rules are on its challenges page.

My experience: I read FXIFY's own pages on its platforms and payment methods before listing them here, and the checkout offered BRIDGE in its coupon box on the account I tested.

What FXIFY costs with BRIDGE

FXIFY price with coupon code BRIDGE by programme

The first part of "worth it" is the fee. These are FXIFY's list prices and the price after BRIDGE takes 26% off, rounded to the cent, at three common sizes. Where a programme does not sell a size, the cell shows a dash.

How the BRIDGE price is worked out

Each BRIDGE price is the list price times 0.74, rounded to the nearest cent. For example, the Two Phase Pro $100K lists at $599.00; $599.00 × 0.74 = $443.26. The new-trader One Phase price is the list price times 0.65: $549.00 × 0.65 = $356.85. Because every FXIFY list price is a whole dollar, multiplying by 0.74 or 0.65 always lands exactly on a cent, so no rounding is needed.

The cheapest and the most expensive accounts

Every price for every one of the 62 accounts is in the FXIFY price for every account size with BRIDGE, and the low end is covered in the cheapest FXIFY account with BRIDGE.

My experience: on the $59.00 account I tested, BRIDGE took the total to $43.66, which is $59.00 × 0.74 to the cent. That is the same calculation every price in these tables uses.

Is the fee worth the room? Cost per $100 of loss room

FXIFY value per dollar with BRIDGE: what each $100 of drawdown costs

A fee only makes sense next to what it buys, and what an evaluation or instant account really buys is room: the dollars you can lose before the account ends. Dividing the BRIDGE price by the maximum loss in dollars, times 100, gives the cost of each $100 of that room. The lower the number, the more the fee is worth.

What the table says about worth

The two-phase plans are where FXIFY is the best value. A Two Phase Classic or Standard $100K buys $10,000 of room for $406.26, about $4 for each $100. The instant plans sit at the other end: the Instant Funding Standard $50K costs $32.36 per $100 of room, about eight times as much. You pay that premium to skip the evaluation, so an instant account is only worth it if skipping the evaluation is worth that much to you.

Three Phase and Lightning look cheapest per $1,000 of account, at $2.95 on the $100K, but their room is smaller (5% and 4%), so per $100 of room they cost more than the two-phase plans. On the crypto side, Crypto Standard gives the same 6% room as Crypto Instant for half the price at $100K, so the instant version is worth it only if the 9% target is the part you cannot do.

For the plan-by-plan choice built on these numbers, see which FXIFY plan to pick.

My experience: the prices here are the checkout prices with BRIDGE; on the $59.00 account I tested, the code took the total to $43.66. The loss limits are the ones I read in FXIFY's rules for each programme.

How much profit pays the fee back

FXIFY break-even with code BRIDGE: profit needed to cover the fee

Another way to judge worth is to ask how much profit a funded account must make before your share covers what you paid. That is the BRIDGE price divided by your split. It leaves out add-ons and trading fees, and it assumes you reach a funded account and are paid at the programme's split.

On the evaluation plans, a profit of under 1% of the account covers the fee at $100K. On Instant Funding Standard $50K you need 2.88% of the account in profit, and on Crypto Instant $100K 1.85%, before the account has paid for itself. Smaller accounts take a larger share: a One Phase $5K needs $48.51, or 0.97% of the account, and an Instant Funding Standard $1K needs $56.73, or 5.67%.

What BRIDGE does to the break-even

Without the code, the One Phase or Two Phase Standard $100K costs $549.00, so at 90% you would need $610.00 of profit to cover it. With BRIDGE you need $451.40. For a new trader on One Phase, the 35% price brings it to $396.50. The code cuts the fee, and so it cuts the profit needed to earn it back, by the same 26% (or 35%).

My experience: these numbers start from the price I saw at checkout after BRIDGE: on a $59.00 account, $43.66. The splits are the ones I read in FXIFY's payout rules.

Trading costs after you buy

FXIFY trading fees and account types

The fee is not the only cost. Our record lists these trading costs on FXIFY accounts:

On a raw account, a trader who trades 10 lots in a day pays $60 at $6 per lot, before spreads. Over a month of active trading that can be more than the BRIDGE price of a small account, so a high-volume scalper should check which account type the chosen programme uses and compare it with an All-In account. Check FXIFY's own pricing page for whether the per-lot fee is charged per side or per round turn.

My experience: I read the trading-fee section in FXIFY's terms before writing this. BRIDGE lowers the price of the account at checkout; it does not change trading fees.

Are FXIFY's rules fair? Programme by programme

FXIFY rules explained: what is easy and what is hard on each plan

The second part of "worth it" is whether you can pass and keep the account. The ratio of the profit target to the maximum loss is a simple way to see how hard each step is: the lower the ratio, the more room you have for each dollar of target.

Where FXIFY's rules are generous

The main evaluation plans are permissive. One Phase, Classic, Standard and Three Phase all allow expert advisors, news trading and weekend holding, and One Phase allows copying your own accounts where the rules say so. Two Phase Standard has no consistency rule at all in our record. Static floors on Classic, Pro and Three Phase mean a winning run never tightens your room. And the first payout on One Phase, Standard and Three Phase can be asked for on demand.

Where FXIFY's rules are strict

The instant, Lightning and crypto plans carry most of the restrictions: no expert advisors and no copy trading on any of them, no news trading on Instant Standard, Instant Lite and Lightning, a news window on Crypto Instant, and no weekend holding on Instant Standard or Instant Lite. Consistency rules apply on five programmes, from Lite's 20% to Lightning's 30%. Lightning makes a stop loss mandatory on every trade. Pro caps its first two payouts. If your style meets one of these rules head on, FXIFY is worth it only on a programme that does not have that rule.

Rules change, and every change we see is logged on the rule changes tracker. Check it before you buy.

My experience: I read the rules page of every FXIFY programme before building this table. BRIDGE does not change any rule; at checkout it only took the total from $59.00 to $43.66 on the account I tested.

Does FXIFY pay? The on-chain payout record

FXIFY payout proof: what the blockchain shows

The third part of "worth it" is the one that matters most: whether money reaches traders. Prop Firm Bridge tracks payouts that move on the blockchain from wallets linked to each firm. For FXIFY, these are the numbers on our payout tracker.

How to read these numbers

The averages are simple division: $1,620,748 over 1,240 payouts is $1,307.05, and $283,874 over 240 payouts is $1,182.81. The median of $564 is less than half the average, which tells you that a typical payout is in the hundreds of dollars and a smaller number of large payouts, such as the $37,134 one, pull the average up. When you picture a typical FXIFY payout, the median is the better guide than the average.

240 payouts in 30 days is about 8 a day on average. The busiest hours in the last 30 days, in UTC, were 16:00 to 17:00 with 86 payouts, 14:00 to 15:00 with 37, and 15:00 to 16:00 with 25.

The latest payouts we can see

On 9 November 2026 at 16:36 UTC, one transaction sent five payouts of $2,025, $801, $1,091, $494 and $2,208. At 16:35 UTC a payout of $86 went out. The live list is on the FXIFY live payouts tab.

What the on-chain record does and does not prove

It proves that money is leaving wallets linked to FXIFY in amounts and at times that look like trader payouts, on 92 different days since 24 June 2026. The wallet we track, 0x434a50…b702, was checked on 10 October 2026 against two public blockchain trackers. It does not tell you who each payout went to, and it shows only payouts that move on the blockchain; it is what we can see, not necessarily everything FXIFY pays. FXIFY also pays through Rise by bank transfer, and our record says payouts typically arrive within 3 business days once Rise and account verification are done. The minimum withdrawal is $50, and crypto accounts may have size-specific minimums.

The full payout rules for each programme, and what our tracker shows, are in FXIFY payout proof with BRIDGE. Payouts across every firm we track are on verified prop firm payouts.

My experience: I read FXIFY's payout rules, including the Rise route and the $50 minimum, before writing this section. The payout numbers are the ones on our tracker; I did not take or claim any payout myself.

Who FXIFY is worth it for, and who should skip it

Is FXIFY good for beginners, scalpers, swing traders and EA traders?

Put the costs, rules and payouts together and FXIFY is worth it for some traders far more than for others. Here is the match, from the rules above.

FXIFY is most worth it if

• you trade a style the main evaluation plans allow: expert advisors, news, weekend holding;
• you want a choice between static and trailing floors, one, two or three steps, and sizes from $5K to $400K inside one firm;
• you care about seeing payouts, not just reading about them;
• you are a new trader who fits One Phase, because BRIDGE takes 35% off it until 31 December 2026.

FXIFY is least worth it if

• you want an instant account and also want to run an expert advisor, trade news or hold over the weekend;
• you want the cheapest possible room and are set on an instant account;
• your results come from one or two big days and you are looking at Classic's funded stage, Lite, Lightning or the crypto plans, which have consistency rules;
• you want to read other traders' reviews on Prop Firm Bridge first, because there are none for FXIFY yet.

My experience: I built this table by reading each programme's rules against each trading style. At checkout, BRIDGE took the same 26% off on the evaluation programmes I looked at, so the code does not change which trader FXIFY suits.

Is FXIFY worth it for a new trader or a returning trader?

FXIFY new trader discount with BRIDGE: 35% off One Phase

With BRIDGE, a new trader buying One Phase pays 35% less than list until 31 December 2026. Everyone else pays 26% less on One Phase, Two Phase, Three Phase, Instant Funding Standard, Lightning and crypto accounts. FXIFY decides who counts as a new trader, so read its offer terms if you are unsure.

For a new trader, FXIFY is at its most worth it on One Phase: the $100K costs $356.85, and the profit needed to pay that back at 90% is $396.50, or 0.40% of the account. But One Phase also has the hardest target-to-room ratio on the list (10% against 6% trailing). If that is not your style, the 26% on Two Phase Standard or Classic is the better deal, even though the discount is smaller.

For a returning trader, the same 26% applies across these programmes, so the value question is only about rules: Two Phase Standard $200K gives the most room per dollar ($3.88 per $100), and Three Phase or Lightning give the most account size per dollar.

My experience: I read the terms of the new-trader offer and its 31 December 2026 end date before building this table. The code is BRIDGE in both cases; only the percentage it unlocks differs.

Is FXIFY worth it at your budget?

FXIFY best value account for $50, $150, $300 and $1,000 with BRIDGE

Value changes with the budget. This table shows, for each budget, the FXIFY account with the most loss room and the one with the biggest size that fit, at the BRIDGE price.

At $300, the Three Phase $100K and the Two Phase $50K give the same $5,000 of room, so the choice is about steps and floors: Three Phase is a bigger account with a 5% static floor and three steps; the Two Phase $50K is smaller with a 10% floor and two steps. At $1,000, Standard $200K and Pro $250K also give the same $20,000 of room; Standard has the 90% split and no payout cap in our record, while Pro has the smaller first target and a static floor.

A new trader on One Phase can stretch each budget further: One Phase $50K is $246.35 and $200K is $681.85 with BRIDGE. More budget plans, including splitting one budget across two accounts, are in the cheapest FXIFY account with BRIDGE.

My experience: the prices in this table are FXIFY's list prices with BRIDGE applied, the same way the code took a $59.00 account to $43.66 when I tested it at checkout.

What we could not check

FXIFY facts still open on Prop Firm Bridge

A fair answer to "is it worth it" also says what is not known. These points are not settled in our records, so this guide does not lean on them. Read FXIFY's own pages for each before you buy if it matters to you.

• Classic phase targets: our record lists 5% and 10% for Two Phase Classic, without saying which phase has which.
• The $6 per lot fee: our record does not say whether it is per side or per round turn.
• Pro's payout cap: the first two Pro payouts are capped and the cap is tied to the initial balance, but our record does not hold the exact amount.
• Crypto minimum withdrawals: crypto accounts may have size-specific minimums; our record does not list them.
• Trailing lock points on the instant, Lightning and crypto plans are not yet confirmed, so check them on FXIFY's own pages.
• Trader reviews: there are no trader reviews of FXIFY on Prop Firm Bridge yet.

None of these changes the main answer, but each can matter to a specific trader. A scalper should settle the fee question, a big Pro account holder the cap, and a crypto trader the withdrawal minimum.

My experience: I read FXIFY's rules on each of these points while writing this guide and kept to what our records confirm. BRIDGE itself is not one of the open points: at checkout it applied and the total dropped.

How often each FXIFY programme pays

FXIFY payout schedule and profit split by plan

A firm that pays is only worth it if it pays on a schedule you can plan around. Here is when each FXIFY programme lets you ask for money, and what share you keep, from the site's records.

Two choices here are worth a moment. On Classic and Crypto Standard you trade speed for share: 80% more often or 100% once a month. On $1,000 of profit you keep $800 at 80% or the full $1,000 at 100%, but the 100% cycle comes round only once a month, so a trader who needs steady cash flow takes the 80%, and a trader who can wait keeps more. On One Phase, Standard and Three Phase, the 14-day add-on cuts the wait between payouts after the first one from 30 days to 14.

Every payout goes through Rise, by bank transfer or crypto, with a $50 minimum, and our record says it typically arrives within 3 business days once Rise and account verification are done. The on-chain record above shows what that looks like in practice: 240 payouts in the last 30 days.

My experience: I read the payout section of each programme in FXIFY's rules to build this table. BRIDGE does not change any split or cycle; it only lowers the price at checkout.

The worth-it checklist before you buy

Eight checks to make FXIFY worth the fee

Most of the value of a prop firm account is decided before the first trade. Run through these eight checks, in this order, and FXIFY is far more likely to be worth what you pay.

1. Match the permissions. If you use expert advisors, trade news or hold over weekends, rule out every programme that bans it. That alone removes the instant plans, Lightning and the crypto plans for many traders.
2. Pick the floor type. Static (Classic, Pro, Three Phase) if your method has deep pullbacks; trailing with a lock (One Phase, Standard) if you build profit early.
3. Check the target against the room. A target that is 1.67 times your room (One Phase) asks more than one that is 0.5 times (Pro phase 1, Standard phase 2).
4. Check the daily limit against your worst day. On Three Phase the daily limit equals the max loss, 5%; on One Phase, Lite, Lightning and the crypto plans it is 3%.
5. Look for a consistency rule. Classic's funded stage, Lite, Lightning and both crypto plans have one; Standard does not.
6. Work out the cost per $100 of room. From $3.88 on Standard $200K to $32.36 on Instant Standard $50K. If two plans fit, take the cheaper room.
7. Check the payout schedule. Pro caps its first two payouts; Lite waits 10 trading days; Classic and Crypto Standard trade share for frequency.
8. Apply BRIDGE. 26% off, and 35% off One Phase for new traders until 31 December 2026. Confirm today's result on the FXIFY coupon page.

If a programme passes all eight checks for your style, FXIFY is worth it for you on that programme. If none does, it is better to wait than to buy the account that is closest; a cheap account that does not fit is the most expensive one in the end.

My experience: this checklist is the order in which I read FXIFY's rules for every programme while writing this guide, and the last step is the checkout test: BRIDGE on a $59.00 account, total down to $43.66.

How to buy FXIFY at the best price with BRIDGE

How to use FXIFY coupon code BRIDGE at checkout

1. Open the FXIFY checkout and choose your programme and size.
2. Choose the platform (MT5, DXtrade or TradingView, as offered) and any add-on, such as the 14-day payout add-on on One Phase, Standard or Three Phase.
3. Type BRIDGE in the coupon box, in capitals and with no spaces, and apply it.
4. Check the total: 26% off, or 35% off One Phase for a new trader.
5. Pay by card, crypto, Apple Pay, Google Pay or PayPal.

Why so many FXIFY codes don't work

Many codes found online were made for a sale that has ended, or work on only one programme. Others fail because of a space, a lower-case letter, or because they were typed after the payment step. BRIDGE works on One Phase, Two Phase, Three Phase, Instant Funding Standard, Lightning and crypto accounts, and it is tested every day; the result of today's test is on the FXIFY coupon page.

No stacking

FXIFY takes one code per order, so BRIDGE cannot be added on top of another code. If another code is already in the box, remove it and apply BRIDGE.

My experience: I followed these exact steps on a $59.00 account. BRIDGE went into the coupon box, applied at once, and the total dropped to $43.66.

Quick answers by search

Is FXIFY worth it? One-line answers

• Is FXIFY worth it: yes for most traders on the right plan; 80/100, PFB Verified.
• Is FXIFY legit: $1,620,748 in on-chain payouts tracked since 24 June 2026.
• Does FXIFY pay out: $283,874 in 240 payouts in the last 30 days.
• FXIFY typical payout: median $564 in the last 30 days.
• How FXIFY pays: through Rise, by bank transfer or crypto, minimum $50.
• FXIFY best value account: Two Phase Standard $200K, $3.88 per $100 of room.
• FXIFY cheapest account: Instant Funding Lite $2,500, $19.00; with BRIDGE, Three Phase $5K, $28.86.
• FXIFY for news traders: Two Phase Standard.
• FXIFY for expert advisors: One Phase, Classic, Standard or Three Phase.
• FXIFY instant funding worth it: only if skipping the evaluation is worth about eight times the cost per $100 of room.
• FXIFY trading fee: $6 per lot on raw accounts; none per lot on All-In.
• FXIFY new trader discount: 35% off One Phase with BRIDGE, until 31 December 2026.
• FXIFY discount code: BRIDGE, 26% off FXIFY's evaluations, Instant Funding Standard and crypto accounts.

All the same code, the same box, the same result.

Keep reading

More FXIFY guides with coupon code BRIDGE

• FXIFY price for every account size with BRIDGE: all 62 accounts, before and after the code.
• Cheapest FXIFY account with BRIDGE: the low end, budgets and splits.
• FXIFY payout proof with BRIDGE: payout rules and the on-chain record.
• Which FXIFY plan to pick: all ten programmes matched to trading styles.
• FXIFY review, its challenges page and its live payouts tab.
• Position size calculator, to size trades inside each loss limit.

My experience: every one of these guides is built on the same checkout test: BRIDGE on a $59.00 account, total down to $43.66. Before you buy, check today's result on the FXIFY coupon page.